Yes, You Can Buy Property in Portugal with a Tourist Visa: Here is How
RE/MAX CIDADELA
Last update: 2025-09-21
RE/MAX CIDADELA
Last update: 2025-09-21
Portugal has become one of the most attractive destinations for both tourists and foreign investors. With its mild climate, rich culture, and high quality of life, it’s no surprise that many visitors fall in love with the country and want to own a piece of it.
A frequent question from foreigners is: “Can I buy property in Portugal with just a tourist visa?”
The answer is yes — and this article explains exactly how, step by step.
Portuguese Legislation: The Legal Framework
Portuguese law allows foreigners to buy property in the country regardless of the type of visa they hold. Even tourists entering Portugal with a Schengen visa can legally purchase property.
There are no legal restrictions, but there are practical and bureaucratic requirements you must follow to complete the process.
10 Steps to Buying Property in Portugal with a Tourist Visa
1. Obtain a Portuguese Tax Identification Number (NIF)
The NIF is the first and most essential step. Without it, you cannot sign contracts, pay taxes, or open a bank account. It can be obtained at a local tax office or through a legal representative.
Learn more about how to get a NIF.
2. Open a Portuguese Bank Account
Having a local bank account makes it easier to pay property-related expenses such as utilities, taxes, and fees. Many Portuguese banks offer services in English and have experience with non-resident clients.
3. Hire a Local Real Estate Agent
Working with a licensed agent is crucial to navigating the market and legalities. RE/MAX Cidadela, active since 2004 in Cascais and Lisbon, has extensive experience with foreign buyers and provides full support in English, Portuguese, French, and Spanish.
4. Choose the Right Property
Market knowledge is key. Whether you’re looking for a holiday home in Cascais or a rental investment in Lisbon, a local agent can advise on pricing trends and negotiation.
5. Engage a Real Estate Lawyer
While not mandatory, it’s strongly recommended. A lawyer ensures:
At RE/MAX Cidadela, buyers benefit from our in-house real estate lawyer at no extra cost.
6. Understand Property Values and the Market
The Portuguese real estate market has shown strong appreciation, especially in Cascais and Lisbon. Research both national and local data (INE, Confidencial Imobiliário) to understand potential returns.
7. Prepare for Additional Costs
In addition to the purchase price, budget for:
See our complete breakdown of property costs in Portugal.
8. Conduct Due Diligence
This ensures the property is free of legal issues or debts. Your lawyer will verify the land registry, title deed, and tax compliance before any payment is made.
9. Sign a Promissory Contract (CPCV)
This contract legally binds buyer and seller and usually involves a 10%–30% deposit. It clearly defines conditions and timelines for the final deed.
10. Plan for Financing
While some buyers pay cash, many foreign investors explore mortgages. Portuguese banks do lend to non-residents, but expect:
Explore our mortgage guide for foreigners.
Bonus Tip: Visa & Residency Considerations
A tourist visa allows you to buy property, but not to reside permanently in Portugal. If you plan to spend extended time in the country, explore options like:
Read our guide to Portugal’s Visa.
Advantages of Buying as a Tourist
Challenges and Considerations
FAQs
Can I buy property in Portugal with a tourist visa?
Yes. There are no legal restrictions preventing tourists from purchasing property.
Do I need a lawyer to buy property in Portugal?
Not legally required, but highly recommended for due diligence and contracts.
Can I get residency by buying property with a tourist visa?
No. Property ownership alone does not grant residency. You’ll need to apply for a visa like the D7 or Golden Visa.
How long does the purchase process take?
On average, 2–3 months from promissory contract to final deed, depending on paperwork.
Can foreigners get a mortgage in Portugal?
Yes, though terms vary. Expect a 20–30% deposit and stricter requirements than residents.
Conclusion
Yes, you can buy property in Portugal with a tourist visa. With the right guidance, the process is straightforward and secure.
In summary, the dream of owning property in Portugal is entirely within reach for foreign visitors. The legal framework is clear, and the process is manageable with professional support. By prioritizing steps like securing a NIF and engaging a local expert, you're not just buying a property—you're making a strategic investment in a market known for its strong appreciation and high quality of life. The key is to partner with a team that offers transparency and expertise from start to finish."
Let our 20 years of experience be your guide. At RE/MAX Cidadela, we have helped over 4,800 families find their ideal property. Our commitment is to provide a seamless, secure, and successful buying experience.
Download our exclusive 'Portugal Property Buyer's Guide' and connect with one of our specialists today!"
RE/MAX CIDADELA
Avenida 25 de Abril nº 722, Cascais
Tel: +351 967 604 141 | Email: ppettermann@remax.pt
--------------------------------------
By Pedro Pettermann
Pedro Pettermann is Broker at RE/MAX Cidadela in Cascais, with over 20 years of experience in the real estate market across Cascais, Lisbon, Oeiras, and Sintra. An MBA graduate from IE Business School, he combines strategic vision with deep local knowledge. Recognized as an expert in real estate, mortgage credit, and digital marketing, he helps homeowners and buyers make safe and profitable decisions. He is also a RE/MAX Collection luxury specialist.
At RE/MAX Cidadela, we have already helped more than 4,800 families successfully buy or sell their dream homes!
Cost of living in Cascais, Portugal (2024)
Cascais, once a quaint fishing village, has evolved into one of Portugal's most sophisticated destinations. The cost of living in Cascais is considerably higher than the Portuguese national average but remains relatively lower compared to other popular European cities.
Health Insurance in Portugal: Navigating your best coverage options
In Portugal, the key to ensuring access to a comprehensive range of medical services lies in choosing an appropriate health insurance. As a supplement to the public system, health insurances offer the freedom to opt for treatments in private hospitals, promising shorter waiting times and a more
Cascais Real Estate & Estoril: Your Ultimate Guide to Homes & Investment
Have you ever dreamt of waking up to the scent of the sea, the gentle sound of seagulls, and the certainty that you are living in one of the most exclusive and desirable locations in the world? If your answer is yes, then the real estate market in Cascais and Estoril is more than just a collection
